Injuries from a car wreck can cause pain, frustration, and financial hardship for years after the collision. The experienced Wilmington auto accident attorneys at Horton & Mendez are ready to help you through this difficult time, aggressively fight for your rights, and will work tirelessly to make the at-fault driver's insurance company pay for your losses.
Call 911. You should be treated for your injuries as soon as possible after an auto accident.
Make sure the police accurately describe the collision in the accident report.
Document your injuries. Take pictures of your injuries while you're in the hospital or at home recovering.
Call the Wilmington NC auto accident attorneys at Horton & Mendez.
After a free confidential consultation to explain your rights, we will oversee a prompt and thorough investigation into the cause of the accident. Then, we will get you ready for what comes next: dealing with the insurance companies.
We know what to expect. Before forming Horton & Mendez, we represented the insurance companies in auto accident cases. That can help put our clients at an advantage when making a claim with the at-fault driver’s insurance company.
What we do for our injured clients.
What will the insurance company do next?
After an auto accident, they will conduct their own investigation. That usually starts with asking their insured what happened. Can you count on the other side to look out for you? Not a chance.
The insurance company’s next step is usually to call you and ask if you will give what is known as a “recorded statement.” You are under no legal obligation to give a recorded statement to the other driver’s insurance company, and it may be used against you during the litigation or settlement process. The insurance companies do recorded statements to figure out what happened, but also to begin laying the groundwork to defend against a potential injury claim. As former lawyers for the insurance companies, we saw many cases where the recorded statement ending up haunting an injured claimant.
We understand that auto accidents happen quickly. Most people are not thinking clearly just after an accident and need time to let the shock wear off. Unfortunately, once a recorded statement is given there is no taking it back. If you omit some detail about the auto accident in the recorded statement but remember it later, the other side will accuse you of changing your story. Why didn’t you mention that detail in your recorded statement? We know that’s not fair, but they don’t play fair.
Free Confidential Consultations and Advice
Medical Referrals & Appointment Help
Rental Car Assistance
Assistance with your Damaged Auto
We offer a full scope of post-auto accident services to our clients. In addition to insider knowledge about how the insurance company’s operate and handle claims, we also offer the following:
No Fees or Costs Unless you Win
That’s okay. Our lawyers understand that sometimes people may not realize they are injured right away; or the initial soreness didn't seem like a big deal, but it isn’t going away on its own like expected. Some injuries are less obvious than a broken bone and take time to become apparent. That doesn't make those injuries any less problematic. It just makes them different. We’ll get you to the right medical providers who can help.
What if I didn't seek medical attention right away?
What if I don't have health insurance?
There are still ways we can help. We can help you work with medical providers to see that you get the care you need now and make sure they get paid later. It is critical that you quickly address your injuries. Otherwise, the insurance company will claim that you failed to reasonably seek treatment and did not mitigate your damages. Be proactive. Don’t let your injuries linger for weeks or months and then seek medical treatment. If you do, the insurance company will question why you waited so long and may even argue that your injuries are not related to the accident at all.
What happens while I'm recovering?
Our attorneys will be hard at work building your auto accident case. We’ll track your treatment and the bills, and get your claim ready to be submitted to the insurance company. Once you reach a point in your treatment where the extent of your injuries and their impact on your future is known, we will submit the claim to the insurance company and attempt to negotiate a favorable settlement on your behalf.
We will keep you updated throughout this process and discuss any settlement offers with you. It may be in your best interest to settle with the insurance company. If not, we will do everything we can to hold the at-fault party accountable by initiating formal legal process through the courts. We will advise you of your options and help you make the best decisions based on your unique circumstances.
Past Medical Bills
Future Medical Bills
Pain & Suffering
Interference with Activities of Daily Life
Under North Carolina law, you may be entitled to monetary compensation if you have been injured by the negligence of another driver in an auto accident. These damages may include reimbursement or compensation for:
Loss of Future Economic Opportunity/Income
We know their playbook.
Insurance companies process thousands of auto accident claims each year. Because insurance companies handle so many auto accident claims, they have a leg up on personal injury claimants. Fight back. Put our experience on your side.
We also know how to speak the insurance adjuster’s language. This can potentially help speed up the settlement of your claim. Of course, the adjuster’s goal is to minimize payment. But many adjusters also want to get cases off their desk. We know what they’re looking to see in a claim before their boss will let them pay.
They may not play fair without an experienced auto accident attorney on your side. They might think they have the upper hand and can push you into resolving the case on favorable terms to them. As former insurance company lawyers, we saw claimants leave money on the table all the time. Change the game on them. Hire an attorney with insider knowledge that can help predict their next move.
They know we won’t hesitate to take them to court. We have a reputation for trying cases. The genuine threat of trial forces the insurance company to evaluate the risks differently. Call us today to see what can be done about your case with their former lawyers on your side. You’ll be glad you did.
Why hire a lawyer with insider knowledge?
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